Are my investments guaranteed to earn interest?

As with all investments, there is no guarantee of earnings. OregonSaves wants you to be able to make informed decisions regarding your retirement and offers a range of investment types, from conservative to aggressive, to help you meet your goals. Our investment options were designed to help you balance risk, based on factors such as your age, distance from retirement, and general risk tolerance. OregonSaves offers a Money Market Fund that generally has a lower risk and potentially lower rates of return, a series of Target Retirement Funds that seek growth for younger investors and become more conservative over time, and an S&P 500® Index Fund that seeks to match the potential growth of large companies included in the S&P 500® Index. Whatever you choose, the goal of investing is to put your money to work and have it grow over time.