• Is there a penalty for late or omitted payroll deductions?

    Failure to remit deductions in a timely manner violates Oregon law, including wage and hour requirements. The State may impose penalties for these violations.

  • Is there a risk of losing my money?

    All investing involves some risk, including the risk of losing the money you invest. OregonSaves offers a range of investments with various levels of risk to help you meet your goals depending on your age, distance from retirement, and risk tolerance. We also offer a Money Market option that is...

  • Is there a waiting period before I can withdraw my money?

    You can take your money out of your Roth IRA at any time.

  • Is there an administrative fee or penalty for withdrawing my money?

    There is no administrative fee or penalty for withdrawing the money you put into your Roth IRA. You already paid taxes on your contributions, and you can have it back any time you choose. However, the interest your money has been earning is taxable and possibly subject to a 10% penalty if withdrawn...

  • Is this related to the Oregon Public Employees Retirement System (PERS)?

    No. This program is not related in any way to PERS and is not a pension plan. OregonSaves is for private sector employees to save their own money in their own individual accounts.

  • News

    Stay up to date on our news Welcome to our newsroom, a place to find the most recent news on OregonSaves. For media inquiries or any information requests, please contact: Kasey Krifka Kasey.Krifka@ost.state.or.us 1-503-431-7976 News “State retirement plans close savings gap and pad bottom...

  • Payroll Providers

    Get help facilitating OregonSaves We’ve made it easy for employers to submit payroll contributions Employers that have registered with OregonSaves may choose to work with their payroll provider to administer the program. We’ve made this process easy. The employer portal seamlessly integrates with...

  • Price and Performance

    Understanding your investment choices Below, you’ll find detailed performance information on the various OregonSaves investment funds. Please see the Program Description for more information. Keep in mind that the performance data shown represent past performance and are not a guarantee of future...

  • Privacy Policy

    Privacy Policy Updated: April 18, 2022 Definitions “Act” means Oregon Revised Statutes 178.200 to 178.245, as amended from time to time. “Board” means the Oregon Retirement Savings Board established under the Act. “Code” means the Internal Revenue Code of 1986, as amended, and any regulations,...

  • Privacy Policy