Help your employees save for retirement.
Start the registration process here. Signing up is the first simple step in helping your employees save for their future.
Need a hand?
Check out the Employer Portal Help Center.
Already offer a retirement plan?
OregonSaves applies only to businesses that don’t offer a qualified retirement savings plan for their employees.
If you already offer a plan, use your unique Access Code and EIN to certify your exemption here.
Set your employees up for success with OregonSaves.
OregonSaves, the state of Oregon’s retirement savings program, was designed to give employers an easy way to help their employees save for retirement, with no employer fees, no fiduciary responsibility, and minimal ongoing responsibilities. The program can also help level the playing field when you compete to attract and retain employees.
Employers of all sizes who don’t already offer a workplace retirement plan can register for OregonSaves today. Employers must complete registration before their required deadline.
What you need to know
Registering your business takes just a few minutes.
There are no fees for employers.
Employers serve a limited role: Add employees and submit employee contributions with built-in payroll integration.
We provide you with support so that you can focus on running your business.
Employers cannot make contributions to employee accounts.
What employees need to know
Their OregonSaves account is a Roth IRA (after tax).
The default savings rate is 5 percent of gross pay, and they can change their rate at any time.
They will be auto-enrolled after 30 days if they do not opt out, and they will begin saving through payroll contributions.
They can opt out and back in at any time.
Their account is portable. It stays with them even if they leave your workplace.
OregonSaves can help your business and employees thrive.
A 2019 study by national nonprofit Commonwealth found that simply offering a savings option at work reduced employee stress and improved productivity, retention, and loyalty.1
What people are saying about OregonSaves.
1. Rise with the Raise. The Promise of Straightforward Employer Benefits for Building Lower-Wage Employee Financial Security. Commonwealth. (2019, July). https://buildcommonwealth.org/news/post/rise-with-the-raise-release.