• About Us

    OregonSaves Retirement Savings Program The OregonSaves program is an easy, automatic way for Oregon workers to save for retirement at work. Employees don’t need to do anything to enroll. Contributions are made through payroll deductions into an individual retirement account (IRA) that follows the...

  • Account Maintenance Form

    Use this form to change your name, permanent and/or mailing address, phone number, email address, contribution rate, annual increase, or bank information.

  • Am I eligible for the Saver's Credit from the IRS?

    You may be able to take advantage of the Saver's Credit if you meet the eligibility requirements. The Saver's Credit is a federal tax credit you can get for making contributions to your retirement plan. For more information visit here. You may also want to consult with a tax expert or financial...

  • Are employers responsible for telling employees when contributions will auto escalate?

    No, leave that to us. OregonSaves will notify participating employees about auto-escalation prior to any increase.

  • Are H-2A visa holders eligible for the program?

    Yes, however, you can be enrolled and have an account created only if you work for more than 60 days and if enough verifiable information is available to create an account in your name. If the program is unable to verify your information, an account will not be established for you.

  • Are my employees who have H-2A visas eligible for the program?

    Yes, however, they can only be enrolled and have an account created for them if they work for more than 60 days and if enough verifiable information is available to create an account in their name. If the program is unable to verify their information, an account will not be established for them.

  • Are my employees who live in other states eligible for Oregon’s program?

    Yes, if their employment is based in Oregon.

  • Are my investments guaranteed to earn interest?

    As with all investments, there is no guarantee of earnings. OregonSaves wants you to be able to make informed decisions regarding your retirement and offers a range of investment types, from conservative to aggressive, to help you meet your goals. Our investment options were designed to help you...

  • Are seasonal employees eligible?

    Yes, if they work for an employer for more than 60 days, which is the window for employers to enroll new hires. If they work for fewer than 60 days, the employer will not need to enroll them.

  • Are there additional withdrawal restrictions beyond normal Roth IRA restrictions?

    No. The only withdrawal restrictions for OregonSaves IRAs are those set by the federal government for any Roth or Traditional IRA. Please consult with a tax expert or financial advisor about your circumstances.