OregonSaves can help your employees succeed

All Oregon employers are required by law to facilitate OregonSaves if they don’t offer a retirement plan for their employees. Registration is quick and free. Sign up before your deadline.

New Oregon businesses

Newly registered businesses will receive a notification that they are required to sign up for OregonSaves or certify exemption from the program. The next deadline for newly eligible businesses will be on July 31, 2024.

Existing Oregon businesses

Your registration deadline has passed.

Your business should have received notifications that you are required to sign up for OregonSaves or certify exemption from the program. If you missed your deadline — don’t wait. Take action today!

How do I get started?

You’ll be notified by OregonSaves when it’s time for your business to register. To begin, you’ll need:

Your Federal Employer Identification Number (EIN)
The OregonSaves Access Code from your notification

If you missed your deadline, register your business online today or reach out to our call center for assistance.

Don’t have your Access Code?

If you are unable to find the Access Code for your business, you can look it up online.

Look up Access Code

Already offer a retirement plan?

Employers who provide a qualified retirement plan or have no W2 employees should certify their exemption from the program using their provided Access Code.

Certify your exemption

Have questions? We’ve got answers in our FAQs.

Read the FAQs

Participate in three steps

We know that running your business is your top priority. That’s why OregonSaves is easy to set up and requires only light account maintenance. After the initial set up, your role is focused on sending contributions and maintaining employee records — we take care of the rest, at no cost to you.

Set up your ID and password, answer questions about your company and payroll process, complete payment setup, and then add your employees.

You can even invite a payroll representative to help you facilitate this process. Your payroll representative can be an admin, a teammate, or even your bookkeeper or payroll administrator.

Once you have added employees, we will communicate directly with them to explain their options during the 30 days they have to opt out or customize their account.

At the end of the 30-day period, we will notify you of their choices and send a reminder to begin payroll deductions, and submit contribution information and funding for the employees who choose to stay in the program.

To stay in compliance, continue to send payroll contributions and maintain employee records, including updating contribution rate changes when needed, adding new employees, and marking former employees as terminated.

Onboard your company for OregonSaves

There are just a few steps you need to take to get started. Take a look at this video to get you acclimated:

Resources

Registration

Contributions

Maintenance

Things you won’t be responsible for

As an employer, you’ll have a limited role in facilitating OregonSaves so you can stay focused on running your business.

You will not be responsible for:

Answering questions about the program or investment options. Employers should not give investment or tax advice.
Managing employee investment options, including helping to choose investment funds and processing investment change requests.
Processing withdrawals from employee accounts.
Managing employee account maintenance, including changes to contact information and beneficiaries.

If enrolled, your employees will be responsible for maintaining their own account information and settings.