• Can the State use money from this program to fund other programs, like PERS?

    No. Payroll contributions go directly to your own personal OregonSaves IRA account. Accounts are not accessible to the State for other purposes and are not tied to any other retirement plans offered by the State, including Public Employees Retirement System (PERS).

  • Can the State use money from this program to pay for other programs?

    No. Employee contributions go directly to their own personal OregonSaves IRA account. Accounts are not accessible to the State for other purposes and are not tied to any other retirement plans offered by the State, including Public Employees Retirement System (PERS).

  • Contact Us

    We’re here to help Give us a call You can give our support team a call anytime Monday-Friday from 7am-7pm PT. Employer assistance: 1-844-661-1256 Saver assistance: 1-844-661-6777 Para obtener asistencia en español contáctese con nuestro equipo de servicio al 1-844-661-6777. Для получения помощи на...

  • Contribution State IRA Template

    Payroll providers have an option to bulk upload employee payroll files or to enter the employee information manually. To ensure that you have all of the required employee information in advance, please use this template.

  • Contributions

    The standard contribution rate The standard, default savings rate for an OregonSaves account is 5 percent of your gross pay (the amount you earn before taxes), and that amount is deducted from your paycheck after taxes have been taken out. To make your savings contributions, your employer can...

  • Conversion blocker

    We are transitioning to our new program manager. As mentioned in previous communications, OregonSaves is now in the process of transitioning to our new program manager. You will be unable to sign in to our website or access your account until the transition is complete on November 8, 2021. Please...

  • Could joining OregonSaves impact my eligibility for college financial aid?

    In general, qualified retirement accounts are not counted towards federal financial aid. However, it is important to note that withdrawals from IRAs can jeopardize financial aid for the year following the withdrawal. We suggest you carefully review your own circumstances with a tax expert,...

  • Could joining OregonSaves impact my eligibility for federal programs like SNAP or TANF?

    In general, federal benefits programs do not count retirement assets against a person's eligibility. For more information, check with your benefits office.

  • Do employees need to fill out paperwork to enroll or make changes?

    Employees are enrolled automatically once they are added by their employers and do not need to fill out any paperwork. Once enrolled, employees can manage most account functions online, however, OregonSaves also makes printable forms available for certain account changes. Our customer service team...

  • Do employers have to facilitate OregonSaves?

    Yes, any business with employees in Oregon must facilitate the state’s program for its employees, unless it already offers a qualified, employer-sponsored retirement plan.