Who will be responsible for determining if employees meet income limits?

Employees are responsible for determining if they meet income limits and are not eligible to contribute to Roth IRA accounts. Program materials will include information on income limits to help employees give consideration to whether and how they can participate in the program. At this time, OregonSaves offers Traditional IRAs to savers who need to recharacterize prior-year contributions. Traditional IRAs do not have an income limit.