A Target Retirement Fund is designed to help manage investment risk and is based on two factors: an investor’s current age and estimated retirement date. This type of fund is comprised of a mix of investments—stocks, bonds, and cash equivalents—that evolve over time to focus on growth for younger investors and to help preserve savings closer to retirement age.

Yes. The program has a private investment consultant that provides input and feedback about investments to the Board.

The Oregon Retirement Savings Board is responsible for making decisions about the investment options available to participants of the program.