Get answers to frequently asked questions.

Frequently asked questions for employers

Are there any fees for employers to participate?

No, there are no employer fees, and OregonSaves does not allow employer contributions. The employer's role is limited to simply facilitating the program for employees.

Is there a penalty for businesses that fail to facilitate OregonSaves as required by law?

Any business with employees in Oregon that does not offer an employer-sponsored retirement plan is required to facilitate OregonSaves for its employees. We’ve designed the process to be simple and straightforward. The State will provide assistance to help employers meet deadlines and requirements. Employers that are out of compliance may be subject to enforcement action, including penalties and fines.

Is there a penalty for late or omitted payroll deductions?

Failure to remit deductions in a timely manner violates Oregon law, including wage and hour requirements. The State may impose penalties for these violations.