Get answers to frequently asked questions

Frequently asked questions for employers

What is a Target Retirement Fund?

A Target Retirement Fund is designed to help manage investment risk and is based on two factors: an investor’s current age and estimated retirement date. This type of fund is comprised of a mix of investments—stocks, bonds, and cash equivalents—that evolve over time to focus on growth for younger investors and to help preserve savings closer to retirement age.

Does the program have an investment consultant?

Yes. The program has a private investment consultant that provides input and feedback about investments to the Board.

Who is responsible for choosing the investment options for participants?

The Oregon Retirement Savings Board is responsible for making decisions about the investment options available to participants of the program.