Get answers to frequently asked questions.
Frequently asked questions for employers
- Contributions
- Eligibility
- Fees and Costs
- General
- Investments
- Onboarding Process
- Program Manager Transition
- Security
- Timing
- What is a Target Retirement Fund?
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A Target Retirement Fund is designed to help manage investment risk and is based on two factors: an investor’s current age and estimated retirement date. This type of fund is comprised of a mix of investments—stocks, bonds, and cash equivalents—that evolve over time to focus on growth for younger investors and to help preserve savings closer to retirement age.
- Does the program have an investment consultant?
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Yes. The program has a private investment consultant that provides input and feedback about investments to the Board.
- Who is responsible for choosing the investment options for participants?
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The Oregon Retirement Savings Board is responsible for making decisions about the investment options available to participants of the program.