Get answers to frequently asked questions.
Frequently asked questions for savers
- Account Access
- Employer Registration
- Fees and Costs
- Linking Bank Accounts
- Onboarding Process
- Saver's Credit
- Tax Forms
- How do I join OregonSaves?
If your employer facilitates OregonSaves, you don’t need to do anything—you will be automatically enrolled with the standard savings elections. If you would like to customize your savings options, you can log in to your account at any time. If you’re self-employed or don’t work for an employer registered with OregonSaves, you can sign yourself up and contribute directly to your IRA via automatic contributions from your bank account. Participation in OregonSaves is completely voluntary and you can opt out or back in when the time is right.
- How will I be notified about the program?
If your employer is required to facilitate OregonSaves, they will register with the program and automatically enroll you. You will then receive an invitation from OregonSaves.
- What do I need to do after I’m enrolled?
You will be automatically enrolled in OregonSaves unless you choose to opt out, and you will have 30 days to decide after your employer adds you to the program. Once you are enrolled, you can choose to do nothing or customize your savings options. Deductions will start as soon as your next paycheck. If you choose to opt out, you will be automatically removed from the program and can always rejoin at a later time.
- What if I already have an existing OregonSaves account?
OregonSaves accounts are designed to be portable and stay with you throughout your career. When your new employer adds you to their OregonSaves portal, they will simply need to provide some basic information about you, and OregonSaves will direct new payroll contributions to your existing account.