Get answers to frequently asked questions.

Frequently asked questions for employers

What is the timeline to register?

All eligible employers are encouraged to register at this time but are required to register no later than the following deadline:

·      Employers with 4 or fewer employees: Deadline - March 1, 2023

·      Employers with 5-9 employees: November 15, 2019

·      Employers with 10-19 employees: May 15, 2019

·      Employers with 20 or more employees: December 15, 2018

·      Employers with 50-99 employees: May 15, 2018

·      Employers with 100+ employees: November 15, 2017 

How will I know when I have to register and enroll my employees?

You’ll get a series of reminders and enrollment communications from OregonSaves when it’s time for you to participate. If you already offer a qualified, employer-sponsored retirement plan, this will also be your chance to certify your exemption from the program.

Can my company join the program before its required date?

You can join at any time. The required date is considered to be your deadline to comply.

Simply visit our sign-up page, then enter your EIN and Access Code. If you have not yet received a formal invitation letter with your Access Code, please reach out to our call center for assistance at 1-844-661-1256.

Which businesses are eligible to participate in OregonSaves?

All Oregon businesses must facilitate OregonSaves, unless they already offer a qualified, employer-sponsored retirement plan.

Does the program have an investment consultant?

Yes. The program has a private investment consultant that provides input and feedback about investments to the Board.

Are seasonal employees eligible?

Yes, if they work for an employer for more than 60 days, which is the window for employers to enroll new hires. If they work for fewer than 60 days, the employer will not need to enroll them.

Do family members who work for my business count as employees?

Yes, they can participate if they are considered to be employees for tax purposes.

If a business owner or shareholder is also an employee, are they eligible to participate?

Yes, they can participate if they are considered to be employees for tax purposes.

Do I need to facilitate the program if I have only a small number of employees?

Yes, all employers, no matter how many employees they have (even one) must facilitate OregonSaves, if they don't offer a qualified, employer-sponsored retirement plan.

Do I need to offer the program to work-study students?

No, you do not need to facilitate the program for full-time students in work-study programs.